A new home can look finished long before it has been fully tested by daily living, changing temperatures, heavy rain, and a full heating and cooling cycle. That is why many new-construction owners schedule a one year inspection before their builder’s warranty period ends. It is a practical opportunity to document concerns, understand what needs attention, and request repairs while warranty coverage may still apply.
The one-year mark is not about expecting a perfect house. New construction involves many systems, materials, and trades working on a tight timeline. Minor settling can be normal, but issues involving moisture, roofing, electrical components, HVAC performance, grading, or structural movement deserve a closer look. A professional inspection helps separate ordinary maintenance from conditions that should be brought to the builder’s attention.
Why a One-Year Inspection Is Worth Scheduling
Most builders provide a limited workmanship warranty for the first year after closing or occupancy. The specific terms vary by builder and contract, but this period often covers certain defects in materials and workmanship. Once that deadline passes, repairs that might have been addressed by the builder can become the homeowner’s responsibility.
A one-year inspection gives you a clear, organized record of the home’s visible condition near the end of that period. Rather than relying on a growing list of notes in your phone, you receive findings explained in plain language and documented with photographs. That makes it easier to communicate with the builder and prioritize concerns.
It also gives the home time to reveal problems that may not have been visible during a pre-drywall inspection, final walkthrough, or inspection completed before settlement. A slow plumbing leak may leave staining only after months of use. A poorly graded yard may become evident after several storms. An HVAC system that operated briefly during construction may show performance concerns after a Maryland summer or winter.
When to Schedule a One Year Inspection
Do not wait until the exact anniversary of your closing. Builders often require warranty requests to be submitted before the one-year date, and their repair schedule may extend beyond that date. Review your warranty documents early so you understand the notice requirements and any exclusions.
For most homeowners, the best time to schedule a one year inspection is around month 10 or 11 after closing. This leaves time to receive the report, submit a written warranty request, answer the builder’s questions, and arrange access for repairs. If your builder asks for a list of items several weeks in advance, move the inspection date earlier.
The right timing can also depend on the season. A home inspected after periods of rain may provide a better opportunity to identify drainage concerns, water intrusion, or sump pump issues. Cold weather can reveal drafty windows, insulation gaps, and heating concerns. Warm weather may expose cooling performance issues or condensation around ductwork. An inspection cannot predict every seasonal condition, but a qualified inspector can evaluate the visible evidence and accessible components at the time of the visit.
Confirm Which Date Starts Your Warranty Clock
Your warranty may begin on the settlement date, the date you took possession, or another date stated in your purchase agreement. Do not assume the date is the same as the completion date shown on a permit or certificate of occupancy.
Locate the written warranty and confirm the deadline with the builder if necessary. Pay attention to separate coverage periods for items such as appliances, structural components, roofing, or mechanical equipment. Manufacturer warranties and builder warranties are not the same thing, and each may have different reporting requirements.
What a One-Year Home Inspection Can Identify
A comprehensive inspection focuses on the home’s readily accessible, visible systems and components. The goal is not to create a cosmetic punch list for every small imperfection. It is to identify defects, safety concerns, signs of water damage, and conditions that may need repair, monitoring, or further evaluation.
Common findings at the one-year point include settlement cracks that should be reviewed, gaps at exterior penetrations, missing or incomplete insulation, loose fixtures, improperly operating doors or windows, and grading that directs water toward the foundation. Inspectors may also identify roof or flashing concerns, damaged siding, drainage deficiencies, or evidence of moisture in accessible areas.
Inside the home, the inspection typically considers the condition and operation of accessible electrical, plumbing, heating, cooling, ventilation, and built-in appliance components. A bathroom fan that vents poorly, a leaking drain connection below a sink, an unsecured electrical panel component, or inadequate airflow at a room register may seem small in isolation. Documenting it early can prevent a minor issue from becoming a costly repair.
New homes can also benefit from radon testing and mold or indoor air quality evaluations when conditions warrant them. Radon is not limited to older homes, and its presence cannot be determined by the home’s appearance or neighborhood alone. If you have odors, recurring moisture, visible staining, or health concerns, discuss the right testing options with an inspection professional.
What an Inspection Does Not Decide
A home inspector does not determine whether a builder is legally obligated to make every repair. Warranty coverage depends on your contract, the builder’s written standards, applicable product warranties, and the nature of the condition.
For example, a small drywall crack caused by ordinary settlement may be handled differently than repeated cracking associated with movement or moisture. A cosmetic issue may fall outside the warranty, while an active leak or unsafe electrical condition should receive prompt attention. The inspection report provides objective information about observed conditions. Your builder and warranty documents determine the repair process.
This distinction matters because it keeps expectations realistic. The value of the inspection is not only in generating a repair list. It is in giving you professional documentation and practical guidance before you lose the opportunity to raise concerns.
How to Prepare for the Appointment
Before the inspection, make your own notes about anything you have noticed during the year. Include rooms that are difficult to heat or cool, outlets that do not work, doors that stick, water that pools near the home, recurring odors, or stains that appeared after rain. Share those observations with the inspector. They can help direct attention to conditions that may be intermittent.
Make sure the inspector can access the attic hatch, electrical panel, furnace or air handler, water heater, garage, and any crawlspace entrance. Remove stored items from these areas where practical. If a component cannot be accessed safely, it cannot be fully evaluated.
You should also attend the inspection when possible. A detailed report is useful, but hearing an inspector explain the significance of a finding can make the next steps much clearer. InSpec Home Inspections Maryland focuses on clear communication because homeowners should understand not just what was found, but why it matters and what to do next.
Using the Report With Your Builder
Send the report to the builder according to the warranty process, preferably in writing and before the notice deadline. Keep copies of the report, emails, work orders, photographs, and any repair confirmations. If the builder requests access, confirm what work will be completed and when.
Prioritize active leaks, electrical safety concerns, drainage issues, roof defects, and HVAC or plumbing problems. Cosmetic items may still be worth reporting, but conditions that could cause damage or affect safe operation should not be delayed. If a repair is completed, inspect the area afterward and retain the documentation.
A one-year inspection is a smart checkpoint, not a reason to stop maintaining your home. Keep watching for changes, especially after storms and through seasonal temperature shifts. Scheduling the inspection early enough gives you time to act with confidence while your warranty window is still open.

